Friday, February 6, 2009

The Daschle Tax Plan

As we hear the news of President Obama's cabinet nominees dropping like flies because of tax problems, I can't help but laugh at the hypocrisy of these liberal policy makers. For the past few years Tom Daschle, and I'm sure Nancy Killefer included, have been railing on President Bush and the Republicans for the tax cuts that were made law early in Bush's administration. These are the same people who have been advocating for a tax increase on those making over $250,000 a year and reversing many other aspects of the Bush tax cuts.

As we are now finding out, many top democrats have adopted a tax plan that they think should apply to them, while we, ordinary hard working Americans, continue to bear the burden of a congress that appears to have no concept of fiscal restraint. So what is this special tax plan the democrats have adopted? It's called the "Everyone Has to Pay Tax Except Me" plan. We know that Tom Daschle has failed to pay roughly $146,000 in back taxes, and Nancy Killefer quickly removed herself from consideration for the Chief Performance Officer position citing tax problems. Tim Geithner, the new Treasury Secretary, also faced grilling from members of congress during his confirmation hearing over his failure to pay his taxes. That is a novel concept - put a man who does not pay his taxes over the very agency that is charged with collecting the tax revenue for our government.

So after much consideration, I have decided that President Bush had a much better tax plan for America. A tax plan that lowers taxes has shown that it will stimulate the economy by leaving more of our hard earned dollars in our pockets for us to spend, while at the same time increasing revenue for the government. In addition to cutting marginal tax rates, cuts in capital gains rates, lowering taxes on dividends, and accelerating depreciation deductions for property, plant and equipment purchases will help give any economy a kick in the rear end and get it moving in the right direction at a faster pace.

However, if all else fails, I can always adopt the Daschle tax plan and just not pay my taxes. By doing that, I will have the additional capital to invest in the stock market or invest in any of my businesses and help create new jobs. Either way, I come out ahead and the economy comes out a big winner!

Thursday, January 22, 2009

Launch of New Websites

I have been very busy at work lately as we have been closing out the year and rolling out our strategy for 2009. Between the various businesses that I am affiliated with, it seems that there is never a shortage of work to be done.

My partner and I have been working very hard to roll out some new, information rich websites that consumers and business owners alike will hopefully find useful and beneficial. A summary of our latest projects is as follows:

1. FreeHostReview.com is one of our latest offerings on the web hosting front. The site offers insights and reviews on paid web hosting providers as well as free hosts. If you are looking to host a website or blog, this site can help steer you in the right direction.

2. BestShoppingCartReviews.com is a site that helps business owners select the right shopping cart software for their ecommerce website. Online business has been a bright spot for many businesses during the current recession. This site can help a business owner find the right tools and solutions, including shopping carts, merchant services, payment gateways, and ecommerce web hosts that will help a business website succeed.

3. 100Best-Credit-Card-Reports.com is a site that we have recently updated and relaunched. This website is jam packed with useful information and articles about credit cards and how to apply for one, managing credit card debt and developing good financial habits. We hope many people will find this site to be a valuable resource and help them improve their financial position.

4. 100Best-Merchant-Accounts.com is another site we have recently updated and relaunched with great information for business owners looking to accept credit cards in their business. Merchant accounts are the vehicle for accepting and processing credit cards for all types of businesses and this site will guide a business owner to the best merchant account provider for their unique situation.

We are excited about these sites and hope they will be of value to many people. To all of you bloggers that may see this post, we would appreciate any feed back or reviews on these sites. A link to these sites from a blog post or your blog roll would be much appreciated.

Tuesday, January 20, 2009

Painters Half Marathon

It has been a while since I have posted here. The last couple of months have been crazy with work, church, family and time spent trying to get into shape. We had a great holiday season and the kids were spoiled as usual on Christmas morning.

As the title of this post indicates, I ran in the St. George Half Marathon sponsored by Painter's. Liesel and I both ran in the race as we each have other races coming up that we need to prepare for. This is the first time I have run in this half marathon and it ended up being a fun race. There were around 1,500 runners participating in the race (about 1,000 for the half marathon and 500 for the 5K).

Liesel and I both ended up with decent times considering the condition we are both in right now. Liesel has only ran a handful of times since the St. George marathon in October and I have been struggling with knee and IT band problems the last couple of months. I finished the race in 1 hour 37 minutes and Liesel finished it in 1 hour 47 minutes. I was on pace to beat my goal of 1 hour 30 minutes through the first 4 miles, then my knee started acting up and I had to back down a little bit. (Click on the link to view the official Painters Half Marathon results)

I am now going to rest my knee for a few weeks and see if I can get it feeling good for the Ragnar Relay in Los Angeles scheduled for late April. Liesel is getting ready for the Ragnar Relay Del Sol next month in Arizona. After the Ragner in April, it will be on to the St. George Triathlon in May for me.

I am learning that at 34 years old I physically can't do a lot of what I used to. I have learned that rehabbing a knee from a sports injury and trying to rebuild strength in an arm that suffered a break from a snowboarding injury take time to heal. I am just pushing forward hoping to exceed more of my personal goals.

Friday, November 14, 2008

Actions of California Proposition 8 Opponents Disappointing

With the recent passing of California Proposition 8 upholding the traditional definition of marriage as between one man and one woman, it is disappointing to see the actions of the Prop 8 opponents who came up on the short end of the stick on that issue. With the recent attacks on the Mormon Church over their support of Prop 8, those attacking the Mormons are setting a bad precedent for the democratic process in our beloved country.

While the gay community preaches acceptance and intolerance by word, their actions are sending a completely different message. After losing the Prop 8 battle, what does the gay community do? They immediately single out the Mormon Church, picket at its sacred places of worship, vandalize church property, and smear the church as a whole just because the Mormon Church and many of its members happen to believe differently on the issue of marriage than homosexuals do.

The democratic process in our country allows for all of us to stand up for what we believe in and vote our conscience. And believe it or not, that right also covers Mormons! So to all those who are crying, whining and acting like a little child who did not get their way, take a little of your own medicine and embrace the principles of acceptance and tolerance. Because right now it appears that the gay community is not tolerant at all!

Liberals will always preach acceptance and tolerance for their lifestyles and policies, and upon being rebuked by a majority of voters, they immediately label their opponents as intolerant and accuse them of denying people of basic civil liberties. Did anyone notice the millions marching on Washington to illustrate their disgust with an Obama victory in the presidential election? I did not see it either. The silent majority of Americans have the decency and respect for their fellow citizens to practice acceptance and tolerance, where those who are screaming the loudest for acceptance and tolerance (the gay community) are the ones who are not practicing what they preach!

May God Bless America!

With all of the challenges facing our country today, the United States needs all of the divine help it can get right now. From tough economic conditions to dealing with the global fight on terrorism, there appear to be many things not going well in our country at the moment.

Although I do not agree with him politically, I congratulate President Elect Obama and sincerely hope that he can hold the fabric of America together while we all fight to lift America out of the tough spot we are currently in. I also hope that some fresh, true conservative leadership will spring forth to help guide our country back into the light.

Finally, I need to give a shout out to my good friend Steve Urquhart on a campaign run with class and integrity. Representative Urquhart (he has been serving in the Utah State House of Representatives for the past eight years) will now be Senator Urquhart with his resounding victory on election night. Steve is a brilliant, genuine person who deserves the praise he so often receives for his work in the legislature. Congratulations Steve on a job well done and good luck with your new post in the senate!

Thursday, September 25, 2008

Free Web Hosting vs. Paid Web Hosting

Free web hosting or paid web hosting? Which hosting option is better and which will provide you the services and support you need? Over the past few weeks I have immersed myself in researching the pros and cons of free and paid hosting services because I have a new business we are trying to get online. It has been very educational to see the differences between the two types of hosting. And to answer the questions above, the best web hosting service may be different for all users due to unique factors, circumstances and needs of each user.

Through my research, and keep in mind that I am not the most technically savvy individual, I have found a few key differences between free web hosting and paid web hosting. For starters, the first difference is price. Even though most paid hosting services are very affordable, free web hosting is exactly that - it is free. So you ask, how can it be free? The web hosting provider has to make money somehow. Well, you are right. Most free web hosting services place advertisements across the top of your website to help generate money for their hosting business. Many business owners aren't comfortable having ads on their website, and others don't mind. It is a personal preference that each user can decide on their own. Additionally, most reputable free web hosting providers offer an opt out option on the advertising for a very minimal fee (in some cases, as little as $20 per year).

In addition to price, storage space on the server is a major difference. Most paid web hosting providers offer large amounts of disk storage space (generally 500 gigs and up), while free web hosting providers only allow you a small amount of storage space, which can be as little as 50 megabytes. If you intend to design and build a large website with a lot of features, you most likely will need to lean in the direction of paid web hosting since that type of website will take a lot of storage space on a server.

Another critical difference between free and paid hosting is the type and availability of customer support. Free web hosts generally offer email or online support only, where reputable paid hosts offer 24/7 phone support in addition to online and email support. Customer support is a nice feature for those of us that don't understand all of the terminology surrounding hosting and the Internet. I have found that most of the big paid web hosting providers do a pretty good job of helping their customers with questions and support issues.

Other things to look for when deciding between free and paid hosting is reliability, redundancy, and what additional features and tools are offered by the web host. These items are all critical to maintaining a successful online presence for businesses. However, for an individual who wants to create a web site for fun, these items may not be as much of a concern. You may want to do a search for web hosting reviews and see what independent reviewers and users are saying about all of the top web hosting providers.

In summary, the choice between free web hosting and paid web hosting is not a clear cut choice. Your best web hosting provider may be completely different than your neighbors since every one's wants and needs are different. Just keep in mind your needs, budget, and support requirements and you should be able to decide whether you will need to pay for web hosting or if you can use a free web hosting provider.

Thursday, September 11, 2008

Credit Cards!

One bit of advice I always give to my clients is to use a credit card for business purchases, especially a credit card that offers rewards. One reason for this recommendation is obvious. However, there are more reasons than you might think.

First, using a credit card to pay for business purchases is a good idea because it buys you as much as 20-25 days of float before actually paying for the purchase. Most credit card companies offer a grace period for you to pay for your charges without paying any finance charges. Second, having a credit card gives you access to financing, as little as it may be, to help grow your business. Many small businesses only need a small amount of capital to get their business up and running. Third, using a credit card wisely can help you build a solid credit score. It is critical that credit card balances are paid in full each month, otherwise your credit card debt will grow quickly and soon will become overwhelming.

Lastly, a credit card is one that can offer some type of reward or benefit for using the card. Many of the best credit cards offer travel rewards, points for use at retailers, cash back awards, and much more. Some issuers offer low APR credit cards. Regardless of the reward type you choose, why not leverage your business purchases and get something back in return!